CPF Contribution Calculator

🇸🇬 Accurate, Instant Singapore CPF Calculator (Updated with 2026 CPF Rates) Stop calculating monthly CPF deductions manually in Excel. The Singapore CPF Contribution Calculator is an easy, 100% free tool designed for HR Professionals, Payroll Specialists, Business Owners, and Financial Consultants. Calculate employee and employer CPF contributions, net take-home salary, and CPF account distributions (OA, SA, MA) in seconds — directly in your browser sidebar while you work. ━━━━━━━━━━━━━━━━━━━━ 🚀 KEY FEATURES & CAPABILITIES ━━━━━━━━━━━━━━━━━━━━ • Singapore Citizens & SPRs Supported: Full calculation support for Singapore Citizens and Permanent Residents (Year 1, Year 2, and Year 3+ rates, including Graduated and Full contribution options). • Automatic Wage Ceiling Enforcement: Automatically handles the Ordinary Wage (OW) monthly ceiling ($7,400 / $8,000) and Additional Wage (AW) annual ceiling with clear bonus cap alerts. • Account Breakdown (OA, SA, MA): Visual split showing exact allocations into Ordinary Account (OA), Special Account (SA), and MediSave Account (MA). • One-Click Copy: Click any number (Employee share, Employer share, Total, or Take-Home Pay) to copy it directly to your clipboard for quick paste into payroll software or spreadsheets. • Side Panel & Popup Modes: Keep the calculator docked neatly in your Chrome Side Panel alongside your payroll tabs, banking portals, or Google Sheets. • 100% Free & Private: No sign-ups, no subscriptions, and no data tracking. All calculations run strictly in your local browser and work offline. ━━━━━━━━━━━━━━━━━━━━ 💼 WHO IS THIS FOR? ━━━━━━━━━━━━━━━━━━━━ • HR & Payroll Executives: Verify monthly payroll deductions, bonus AW contributions, and SPR progressive rates without opening clunky spreadsheets. • Financial Consultants & Wealth Advisors: Instantly check client CPF OA, SA, and MediSave cash flows during advisory sessions for retirement planning, insurance affordability, and housing loan calculations. • Self-Employed & Employers: Quick reference check for hiring budgets and statutory employment costs. ━━━━━━━━━━━━━━━━━━━━ 📊 WHAT IT CALCULATES ━━━━━━━━━━━━━━━━━━━━ 1. Employee CPF Contribution (deducted from salary) 2. Employer CPF Contribution (paid by company) 3. Total Monthly CPF Contribution 4. Net Take-Home Pay (Ordinary Wage minus Employee CPF) 5. Account Distribution: - Ordinary Account (OA) - Special Account (SA) - MediSave Account (MA) 6. Additional Wage (AW) bonus contribution with ceiling checks ━━━━━━━━━━━━━━━━━━━━ 🔒 PRIVACY & SECURITY FIRST ━━━━━━━━━━━━━━━━━━━━ Your financial data belongs to you. This extension does not collect, store, or transmit your date of birth, salary figures, or personal information to any external server. Everything stays completely inside your local browser session. Install today to simplify your Singapore CPF calculations!