Lumo

Lumo automates the manual process of transferring USD exchange funds from your ZAAD merchant portal to your bank account. Instead of logging in repeatedly and transferring funds manually, Lumo monitors your ZAAD balance in the background and automatically transfers funds once your threshold is reached. KEY FEATURES • Automatic USD transfer to your linked bank account • Real-time balance monitoring • Secure local encryption of credentials (AES-256-GCM) • Session keep-alive to prevent portal timeouts • Transfer logs and daily statistics • Simple toggle control inside the popup HOW IT WORKS 1. Install Lumo 2. Sign in with your phone number 3. Enter your ZAAD portal and bank details 4. Set your transfer threshold 5. Turn ON monitoring — Lumo handles the rest SECURITY All sensitive credentials (PINs) are encrypted locally on your device before storage. No raw credentials are ever transmitted or sold to third parties. REQUIREMENTS • Active ZAAD merchant portal account • Bank account linked to ZAAD • Valid Lumo subscription (trial available